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According to the CJEU, arrangement fees on mortgage loans may be subject to an analysis of unfairness.

Administrative and Regulatory Law, Company law, Real Estate and Urban Planning Law, Legal News

Buying a property nowadays usually requires taking out a mortgage loan. These bank loans include an arrangement fee, which is a percentage that generally ranges between 0.5 and 1% of the amount of the loan itself, which the banks add to the amount of the mortgage for...

New General Telecommunications Law

Internet and Telecommunications Law, Legal News

On 29 June last, Law 11/2022, of 28 June, General Telecommunications Law was published in the Official State Gazette (BOE). The purpose of this law is to transpose Directive 2018/1972, of 11 December 2018, establishing the European Electronic Communications Code, as...

Extraordinary Limitation on the Annual Rent Update of Residential Lease Agreements

Legal News, Real Estate and Urban Planning Law

The Government has approved a series of measures to address the economic and social consequences of the war in Ukraine, with the aim of mitigating the current situation of rising prices affecting our country. All the measures adopted are included in Royal Decree-Law...

The IDAE (Institute for Energy Diversification and Saving), which is part of the Ministry for the Ecological Transition, has created the Self-consumption Office.

Administrative and Regulatory Law, Energy, Legal News

The Self-consumption Office has been created (https://www.idae.es/tecnologias/energias-renovables/oficina-de-autoconsumo). According to the IDAE website, the Self-consumption Office is “a space for information and advice within IDAE, aimed at supporting...

Judgment 144/2022 Supreme Court. Civil Chamber. Consequences of an Incorrect Risk Declaration by the Insured.

Commercial law, Legal News, Procedural and Litigation Law, Uncategorised

The Civil Chamber of the Supreme Court issued a Judgment dated 22 February 2022, in proceedings initiated by a claim filed by the insured party against an insurance company, seeking compensation for the lack of coverage for losses that occurred during the term of an...

The Supreme Court Declares Partial Nullity

Legal News, Procedural and Litigation Law

In November 2017, the Supreme Court once again ruled on a multi-currency mortgage entered into by borrowers with Barclays Bank, S.A. (now Caixabank, S.A.). Key aspects of the agreement entered into by the borrowers with the bank include:(i) the bank did not provide...
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