Public Law

 

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According to the CJEU, arrangement fees on mortgage loans may be subject to an analysis of unfairness.

Buying a property nowadays usually requires taking out a mortgage loan. These bank loans include an arrangement fee, which is a percentage that...

The CNMC initiates proceedings against ENDESA for possible irregularities in the contracting of customers

The National Markets and Competition Commission (CNMC) is once again putting the spotlight on ENDESA, this time due to an alleged breach of...

The IDAE (Institute for Energy Diversification and Saving), which is part of the Ministry for the Ecological Transition, has created the Self-consumption Office.

The Self-consumption Office has been created (https://www.idae.es/tecnologias/energias-renovables/oficina-de-autoconsumo). According to the IDAE...

CNMC Resolution Responding to Inquiries Regarding Royal Decree-Law 23/2021, on Urgent Energy Measures for Consumer Protection and the Introduction of Transparency in Wholesale and Retail Electricity and Natural Gas Markets

The CNMC (National Commission on Markets and Competition) published on 17 February 2022 the following interpretative criteria regarding the consumer...

The CNMC Approves a New Operating Procedure Introducing an Automatic Power Reduction System

On 25 January 2022, the Official State Gazette (BOE) published the Resolution of 13 January 2022 of the National Commission on Markets and...

Mortgage Loan Agreements

The first rulings from courts specifically designated to adjudicate disputes between individuals and banking institutions concerning general terms...

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